Property Insurance

Insurance is needed in just about any line of work these days. No matter your job, you must protect yourself or be protect by your employer from an array of possible liabilities as well as protecting your property and well being. This is of course true for landlords. When someone owns property that they let out, they must protect their property as well as themselves from liability.

There are two basic types of landlord insurance available from Endsleigh. One type is known as landlord’s building insurance. This sort of coverage protects the actual structure of your rental. Read more…

• Be more vigilant in your collection processes.

• Do not succumb to requests to extend payment periods due to normal “holiday” excuses.

• Ring debtors ahead of time to ensure you are first in line to receive your payments and avoid the ability for debtors to dispute invoices.

• Activate collection activity without delay when payment time periods are missed.

 (Kirk Cheesman is Managing Director of ICBA Australia and New Zealand, National Credit Insurance (Brokers) Pty Ltd.)

It’s truly a pleasure living and working in beautiful Northern Michigan. Being surrounded by some of the largest fresh water lakes in the world makes this area a boater’s dream!

The local community and atmosphere is infectious! One of the largest events locally is taking place as we speak! The

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Welcome back to this series which aims to briefly plot the key times and places in the historical journey of insurance, from the earliest Chinese civilisations some seven thousand years ago right through to the modern day. As we discovered in the last article in this series, the seventeenth century was of major importance to the development of insurance.

The tragedy of the Great Fire of London saw the first insurance company The Fire Office appear and soon after a number of competing fire insurers had arrived including Sun Fire Office, which we now know today as RSA – one of the largest insurers in the word.

We also discovered that the era was one of great advancement in the field of mathematics, which led to the emergence of first true development of actuarial systems and relatively sophisticated risk management models.

Of course no history of insurance would be complete without reference to Lloyds of London and it was during this same period of innovation within insurance, that Mr. E

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Deciding what type of life insurance to purchase can be challenging to those who want to make sure they buy the very best coverage for their family. The two main types of coverage to purchase are term and permanent. Which is the best choice for you? Since making the right choice depends on your circumstances, lets take a closer look at how you might decide.

The Difference between Term and Permanent Insurance

First lets take a look the two types of coverage. Term life insurance is a predetermined sum of money people pay to cover their death if occurs during the specified period of time.

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As Hurricane Irene continued its march through the Atlantic on Tuesday evening, forecasters maintained that the storm is not likely to hit the Sunshine State on its way to the northeast.

However, even if the storm passes well to the east of Central Florida’s coast later this week, as predicted, the region could get some rain and wind from the storm.

Tuesday evening, forecasters with the National Weather Service in Melbourne issued a tropical storm watch for east Central Florida.

The watch specifically identified Atlantic waters from Sebastian Inlet to Jupiter Inlet, going out to 60 nautical miles from shore.

Forecasters now expect Irene to be a “large and powerful” Category 3 hurricane when it arrives off the Central Florida coast on Friday afternoon.

The latest projections show the hurricane passing Central Florida’s coast about 2 p.m. Read more…