Property Insurance

Nationwide provides discounts and options to help you control your costs.

When you add your teen driver to your insurance policy, your premiums will go up. You might not realize how many discounts you may be able to capture to keep that increase as low as possible, though.

At the same time your teen applies for a learners permit, speak to your Nationwide agent about your family’s insurance options. Ask about discounts for teens as well as general opportunities to offset some of the increase in cost. Here are three ideas to get the conversation started.

1. Good Student Discount. Nationwide offers up to a 15 percent discount on auto insurance when your teen maintains a B average or above. A

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In Elkins v. QBE Insurance Corporation, No. C11-5150, US District Court (W.D. Washington), Mr. and Mrs. Elkins filed suit against their condominium association’s insurance carriers for loss of rental income after a fire damaged common areas and individual units. The Elkins alleged that their individual loss of rent was part of the “community income” as defined in the property and casualty policy in question.

Harbour Commons Condominiums, a commercial office condominium, was the named insured under the QBE policy. The Elkins owned 2 office units located in the Harbour Commons building and leased those office units to commercial tenants.

The insurer tendered policy proceeds to repair the damage caused by the fire to the common areas and the Elkins’ units. QBE dec

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Simple steps help you arrive at your destination safely and comfortably.

If you’re taking a long road trip, you need to plan in advance. And we’re not just talking about packing. “Highway hypnosis” is quite common when travelers haven’t prepared for the endurance demands of an extended haul. In fact, more than 60 percent of drivers say they’ve gotten behind the wheel while drowsy, according to a survey by mattress retailer Sleepy’s.

With that statistic in mind, you should take steps to prepare for long drives before you get behind the wheel—and to stay alert and energized throughout your trip. These tips will

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Last week, I discussed the gale-force wind gusts that plagued Southern California and how these unusually strong Santa Ana winds brought widespread destruction to property. Unlike Hurricane Alley, Southern California is usually immune to hurricane force winds, and the roofs of most structures in this region are rarely forced to endure this kind of storm.

After hurricanes have affected a region, homeowners and businesses are advised to have a licensed professional roofer examine their roofs in the expectation that hurricane winds may cause damage. In many instances after Hurricane Ike went through Texas, businesses and homeowners didn’t know that the gale-force winds extensively damaged their roofs until months down the road when the rainy season began. Th

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Make sure your ride is ready when you park it for the season.

“Four wheels move the body,” the saying goes. “Two wheels move the soul.” Those who own motorcycles know that feeling well. Which is why it’s so difficult to park that beloved ride until spring.

To ensure you get off to a smooth start when the weather allows, take these winterization and maintenance steps now, says Mike Arman, a mechanical expert who has written several books about motorcycles, including Custom Chopper Cookbook for All Big Twins:

• Drain the fuel. That means all of it. You should even empty the carburetor and fuel filter to keep them dry for storage. “Modern g

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Almost seventy to eighty percent of building occupants in New York are tenants. With such a high number, renters’ insurance coverage ought to be amongst the most utilized coverage that New York insurance companies offer. Such coverage has proven beneficial when least expected to those who have them. It is however important to make the right choices by taking note of a few dynamics to ensure you enjoy your coverage when needed, in the best way possible.

The type of renters quote that one purchases is as crucial as the benefits they may get when the insurance will be needed. Many people always tend to go for cheap tenants quotes, and no one will blame them, especially at such hard financial times. H Read more…