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	<title>Property Insurance</title>
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	<link>http://www.insurance4properties.com</link>
	<description>Compare Home Insurance Rates!</description>
	<lastBuildDate>Tue, 14 Feb 2012 04:47:16 +0000</lastBuildDate>
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		<title>U.S. Commercial Property-Insurance Rates to Climb, Marsh Says</title>
		<link>http://www.insurance4properties.com/insurance-planning/u-s-commercial-property-insurance-rates-to-climb-marsh-says</link>
		<comments>http://www.insurance4properties.com/insurance-planning/u-s-commercial-property-insurance-rates-to-climb-marsh-says#comments</comments>
		<pubDate>Tue, 14 Feb 2012 04:47:16 +0000</pubDate>
		<dc:creator>Danielle Parker</dc:creator>
				<category><![CDATA[Insurance Planning]]></category>
		<category><![CDATA[Climb Marsh]]></category>
		<category><![CDATA[Marsh]]></category>

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		<description><![CDATA[&#8211; U.S. businesses will probably pay more this year for property coverage after insurers took losses from natural disasters and investment income declined, Marsh &#038; McLennan Cos.’s insurance brokerage said. Half of U.S. clients surveyed by broker Marsh Inc. said the cost of property insurance rose in the last six months of 2011, with increases [...]]]></description>
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		<title>Property Insurance: Points to Ponder</title>
		<link>http://www.insurance4properties.com/home-insurance/property-insurance-points-to-ponder</link>
		<comments>http://www.insurance4properties.com/home-insurance/property-insurance-points-to-ponder#comments</comments>
		<pubDate>Thu, 09 Feb 2012 16:18:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Property Insurance]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/?p=517</guid>
		<description><![CDATA[Whether you are running a business or doing a job, you try to insure every asset you have, including your home, car, or your jewellery. These assets could include several properties that you own as well. In these times of uncertainties, you never know when a mishap may take place. Then why leave your property [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bill may ‘fix’ what HHS doesn’t see in agent compensation under MLR</title>
		<link>http://www.insurance4properties.com/insurance-planning/bill-may-fix-what-hhs-doesnt-see-in-agent-compensation-under-mlr</link>
		<comments>http://www.insurance4properties.com/insurance-planning/bill-may-fix-what-hhs-doesnt-see-in-agent-compensation-under-mlr#comments</comments>
		<pubDate>Fri, 27 Jan 2012 12:39:09 +0000</pubDate>
		<dc:creator>Danielle Parker</dc:creator>
				<category><![CDATA[Insurance Planning]]></category>
		<category><![CDATA[Agent Compensation]]></category>
		<category><![CDATA[Mlr]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/insurance-planning/bill-may-fix-what-hhs-doesnt-see-in-agent-compensation-under-mlr</guid>
		<description><![CDATA[A bipartisan, companion Senate bill to the House bill excluding insurance agent compensation from medical loss ratio (MLR) calculations will be introduced in a few days, although the political environment makes its passage uncertain.   Janet Trautwein, CEO of the National Association of Health Underwriters (NAHU), said at the organizations conference in Washington, D.C., Jan. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>3 Tips to Help Teens and Families Save on Auto Insurance</title>
		<link>http://www.insurance4properties.com/insurance-review/3-tips-to-help-teens-and-families-save-on-auto-insurance</link>
		<comments>http://www.insurance4properties.com/insurance-review/3-tips-to-help-teens-and-families-save-on-auto-insurance#comments</comments>
		<pubDate>Fri, 27 Jan 2012 02:34:46 +0000</pubDate>
		<dc:creator>Richard Adams</dc:creator>
				<category><![CDATA[Insurance Review]]></category>
		<category><![CDATA[Insurance]]></category>

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		<description><![CDATA[Nationwide provides discounts and options to help you control your costs. When you add your teen driver to your insurance policy, your premiums will go up. You might not realize how many discounts you may be able to capture to keep that increase as low as possible, though. At the same time your teen applies [...]]]></description>
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		<title>Unit Owner&#8217;s Loss of Rent Not Covered Under Association&#8217;s Policy in Washington State &#8211; Understanding Business Interruption Claims</title>
		<link>http://www.insurance4properties.com/insurance-review/unit-owners-loss-of-rent-not-covered-under-associations-policy-in-washington-state-understanding-business-interruption-claims</link>
		<comments>http://www.insurance4properties.com/insurance-review/unit-owners-loss-of-rent-not-covered-under-associations-policy-in-washington-state-understanding-business-interruption-claims#comments</comments>
		<pubDate>Fri, 20 Jan 2012 06:23:23 +0000</pubDate>
		<dc:creator>Richard Adams</dc:creator>
				<category><![CDATA[Insurance Review]]></category>
		<category><![CDATA[Policy Washington]]></category>
		<category><![CDATA[Washington]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/insurance-review/unit-owners-loss-of-rent-not-covered-under-associations-policy-in-washington-state-understanding-business-interruption-claims</guid>
		<description><![CDATA[In Elkins v. QBE Insurance Corporation, No. C11-5150, US District Court (W.D. Washington), Mr. and Mrs. Elkins filed suit against their condominium association’s insurance carriers for loss of rental income after a fire damaged common areas and individual units. The Elkins alleged that their individual loss of rent was part of the “community income” as [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Experts explain factors that help influence auto insurance premiums</title>
		<link>http://www.insurance4properties.com/home-insurance/experts-explain-factors-that-help-influence-auto-insurance-premiums</link>
		<comments>http://www.insurance4properties.com/home-insurance/experts-explain-factors-that-help-influence-auto-insurance-premiums#comments</comments>
		<pubDate>Thu, 12 Jan 2012 03:46:19 +0000</pubDate>
		<dc:creator>Amber Collins</dc:creator>
				<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Insurance]]></category>

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		<description><![CDATA[Instead of simply looking at the overall price tag of auto insurance, vehicle owners should consider studying the six major components that insurers may use to help determine rates, as their driving lifestyle can have a major impact on policy costs. Driving record may influence rates Knowing that their policyholders are good drivers matters to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurers’ Profitability Plunges on Catastrophes</title>
		<link>http://www.insurance4properties.com/insurance-planning/insurers-profitability-plunges-on-catastrophes</link>
		<comments>http://www.insurance4properties.com/insurance-planning/insurers-profitability-plunges-on-catastrophes#comments</comments>
		<pubDate>Wed, 04 Jan 2012 20:13:52 +0000</pubDate>
		<dc:creator>Danielle Parker</dc:creator>
				<category><![CDATA[Insurance Planning]]></category>
		<category><![CDATA[Insurers’]]></category>
		<category><![CDATA[Insurers’ Profitability]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/insurance-planning/insurers-profitability-plunges-on-catastrophes</guid>
		<description><![CDATA[U.S. property and casualty insurers’ profitability fell to the lowest level since 2008 as losses from natural disasters exceeded gains in sales and investment income. Insurers posted a 1.9 percent annualized rate of return on policyholders’ surplus, or cushion against unexpected claims, in the nine months through Sept. 30, according to a statement today from [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>9 Tips for Long Drives</title>
		<link>http://www.insurance4properties.com/insurance-review/9-tips-for-long-drives</link>
		<comments>http://www.insurance4properties.com/insurance-review/9-tips-for-long-drives#comments</comments>
		<pubDate>Fri, 16 Dec 2011 01:20:26 +0000</pubDate>
		<dc:creator>Richard Adams</dc:creator>
				<category><![CDATA[Insurance Review]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[Long Drives]]></category>

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		<description><![CDATA[Simple steps help you arrive at your destination safely and comfortably. If you’re taking a long road trip, you need to plan in advance. And we’re not just talking about packing. “Highway hypnosis” is quite common when travelers haven’t prepared for the endurance demands of an extended haul. In fact, more than 60 percent of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Highmark sells its Medicare unit to Florida-based Blues company</title>
		<link>http://www.insurance4properties.com/insurance-planning/highmark-sells-its-medicare-unit-to-florida-based-blues-company</link>
		<comments>http://www.insurance4properties.com/insurance-planning/highmark-sells-its-medicare-unit-to-florida-based-blues-company#comments</comments>
		<pubDate>Thu, 15 Dec 2011 15:11:34 +0000</pubDate>
		<dc:creator>Danielle Parker</dc:creator>
				<category><![CDATA[Insurance Planning]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Medicare Unit]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/insurance-planning/highmark-sells-its-medicare-unit-to-florida-based-blues-company</guid>
		<description><![CDATA[A Jacksonville, Fla.-based Blue Cross/Blue Shield insurance subsidiary agreed to acquire Pittsburgh, Pa.-based Highmarks Medicare subsidiary. Diversified Service Options (DSO), a wholly owned subsidiary of Blue Cross and Blue Shield of Florida and the and the holding company for First Coast Service Options (FCSO), will acquire Highmark Medicare Services (HMS). Financial terms of the transaction, [...]]]></description>
		<wfw:commentRss>http://www.insurance4properties.com/insurance-planning/highmark-sells-its-medicare-unit-to-florida-based-blues-company/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hurricane Force Winds Give Rise to Hidden Roof Damage</title>
		<link>http://www.insurance4properties.com/insurance-review/hurricane-force-winds-give-rise-to-hidden-roof-damage</link>
		<comments>http://www.insurance4properties.com/insurance-review/hurricane-force-winds-give-rise-to-hidden-roof-damage#comments</comments>
		<pubDate>Fri, 09 Dec 2011 16:43:38 +0000</pubDate>
		<dc:creator>Richard Adams</dc:creator>
				<category><![CDATA[Insurance Review]]></category>
		<category><![CDATA[Winds]]></category>
		<category><![CDATA[Winds Give]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/insurance-review/hurricane-force-winds-give-rise-to-hidden-roof-damage</guid>
		<description><![CDATA[Last week, I discussed the gale-force wind gusts that plagued Southern California and how these unusually strong Santa Ana winds brought widespread destruction to property. Unlike Hurricane Alley, Southern California is usually immune to hurricane force winds, and the roofs of most structures in this region are rarely forced to endure this kind of storm. After [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Preparing Your RV for Cold Weather</title>
		<link>http://www.insurance4properties.com/insurance-planning/preparing-your-rv-for-cold-weather</link>
		<comments>http://www.insurance4properties.com/insurance-planning/preparing-your-rv-for-cold-weather#comments</comments>
		<pubDate>Thu, 08 Dec 2011 10:30:08 +0000</pubDate>
		<dc:creator>Danielle Parker</dc:creator>
				<category><![CDATA[Insurance Planning]]></category>
		<category><![CDATA[Cold Weather]]></category>
		<category><![CDATA[Weather]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/insurance-planning/preparing-your-rv-for-cold-weather</guid>
		<description><![CDATA[Winter RVing is a real treat for those of you who have never tried it, especially in the south where we can enjoy cool weather without ice and snow longer than the rest of the country! It does have its differences, though, so here are some things to keep in mind for cold weather RVing! [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Shopping Tips for Elderly Life Insurance</title>
		<link>http://www.insurance4properties.com/insurance-planning/shopping-tips-for-elderly-life-insurance</link>
		<comments>http://www.insurance4properties.com/insurance-planning/shopping-tips-for-elderly-life-insurance#comments</comments>
		<pubDate>Mon, 05 Dec 2011 17:28:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Planning]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/?p=503</guid>
		<description><![CDATA[Comparing insurance companies is the best that you can do it reduce your premium at the same time find a policy that suits your situation the best. This is especially important when shopping for life insurance coverage for people over fifty and above. If you have reached the age of fifty and your term life [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Home Insurance premiums on the rise</title>
		<link>http://www.insurance4properties.com/home-insurance/home-insurance-premiums-on-the-rise</link>
		<comments>http://www.insurance4properties.com/home-insurance/home-insurance-premiums-on-the-rise#comments</comments>
		<pubDate>Fri, 02 Dec 2011 22:05:51 +0000</pubDate>
		<dc:creator>Amber Collins</dc:creator>
				<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Home Insurance Premiums]]></category>
		<category><![CDATA[Insurance Premiums]]></category>
		<category><![CDATA[Rise]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/home-insurance/home-insurance-premiums-on-the-rise</guid>
		<description><![CDATA[\ Home insurance premiums have risen at an average of 6% over the last twelve months says a report from moneysupermarket.com, recording a rise for a typical buildings and contents insurance from £142 to £151 per year. While the rise is well above the annual inflation rate, it is nothing compared to the increases seen [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is Customized Equipment Coverage Right for Me?</title>
		<link>http://www.insurance4properties.com/insurance-planning/is-customized-equipment-coverage-right-for-me</link>
		<comments>http://www.insurance4properties.com/insurance-planning/is-customized-equipment-coverage-right-for-me#comments</comments>
		<pubDate>Tue, 29 Nov 2011 19:10:39 +0000</pubDate>
		<dc:creator>Danielle Parker</dc:creator>
				<category><![CDATA[Insurance Planning]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/insurance-planning/is-customized-equipment-coverage-right-for-me</guid>
		<description><![CDATA[Sometimes, the vehicle you get from a car dealer just doesn’t fit all of your needs and personal style. It may be impossible to buy the absolute perfect car, and when you can’t, many folks upgrade components. With a new radio here, some chrome rims there, you have a vehicle that truly belongs to you. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>NFIP extended through Dec. 16; insurers call for long-term extension</title>
		<link>http://www.insurance4properties.com/insurance-planning/nfip-extended-through-dec-16-insurers-call-for-long-term-extension</link>
		<comments>http://www.insurance4properties.com/insurance-planning/nfip-extended-through-dec-16-insurers-call-for-long-term-extension#comments</comments>
		<pubDate>Wed, 23 Nov 2011 09:36:36 +0000</pubDate>
		<dc:creator>Danielle Parker</dc:creator>
				<category><![CDATA[Insurance Planning]]></category>
		<category><![CDATA[Extension]]></category>
		<category><![CDATA[Longterm Extension]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/insurance-planning/nfip-extended-through-dec-16-insurers-call-for-long-term-extension</guid>
		<description><![CDATA[WASHINGTON—Congress has approved another short-term extension of the National Flood Insurance Program, which was slated to lapse Friday. The extension was part of a spending bill that was approved Thursday to fund federal government, including the NFIP, through Dec. 1 Read more&#8230;]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why is commuting excluded from my car insurance?</title>
		<link>http://www.insurance4properties.com/insurance-planning/why-is-commuting-excluded-from-my-car-insurance</link>
		<comments>http://www.insurance4properties.com/insurance-planning/why-is-commuting-excluded-from-my-car-insurance#comments</comments>
		<pubDate>Wed, 16 Nov 2011 13:15:55 +0000</pubDate>
		<dc:creator>Danielle Parker</dc:creator>
				<category><![CDATA[Insurance Planning]]></category>
		<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.insurance4properties.com/insurance-planning/why-is-commuting-excluded-from-my-car-insurance</guid>
		<description><![CDATA[When renewing my car insurance with Aviva, I noticed that using the car for commuting was excluded from &#8220;social, domestic and pleasure&#8221;. I questioned this, and Aviva charged me just £1 a year more to include commuting. PH, Norwich It used to be included automatically with social, domestic and pleasure cover but Aviva has rated [...]]]></description>
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