South Carolina Bankrupty Laws

April 18th, 2011 by Amber Collins

While bankruptcy relief is a federal process, some laws such as those regarding income qualification and asset exemptions apply specifically to South Carolina residents. Most people who file personal bankruptcy in the state choose a partial debt repayment plan in Chapter 13 or request forgiveness of approved bills in Chapter 7.

  1. Bankruptcy Basics

    • You must have lived in South Carolina for at least six months to file bankruptcy as a resident of the state.

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Florida Agent Sells Worthless Homeowners Insurance to Elderly

April 15th, 2011 by Richard Adams

As the result of an agent selling worthless homeowners insurance policies to Florida residents, dozens of elderly are now at risk of losing their homes, the Department of Financial Services said on Thursday. Numerous complaints were filed against the agent only to reveal that she had been using money received to pay her personal expenses.

Residents Left Without Coverage

According to the department, 50 complaints were filed with the state that residents in Sarasota County had paid their insurance premiums for as long as two years to Debra K. Wanless who was supposed to be providing coverage from Lloyds of London (which is not a regulated carrier in Florida).

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Can You Write Off Criminal Defense Expenses on Your Taxes for the IRS?

April 12th, 2011 by Amber Collins



Be careful deducting criminal-defense legal fees lest you make a return trip to the judge.

It’s bad enough to be a defendant in a criminal matter, but then, after the case is adjudicated, your attorney will send you a bill. Although some legal fees are allowable as deductions, these generally relate to keeping your job.

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Bill to Extend NFIP to 2016 In Progress

April 9th, 2011 by Richard Adams

The National Flood Insurance Program (NFIP) could be extended to 2016 if a bill makes its way through Congress. Recently advancing out of a subcommittee of the House of Representatives, the lengthy flood insurance extension could help lawmakers solve issues that have plagued the program for years.

Bill Applauded by Property-Casualty Industry

The H.R. 1309 bill, known as the Flood Insurance Reform Act of 2011, was introduced by House Financial Services Committee Chairwoman Judy Biggert (R-Ill.) after being drafted in early March.

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Home Foreclosure Help in Lansing, Michigan

April 7th, 2011 by Amber Collins



Nonprofit organizations offer free legal services for Lansing homeowners facing foreclosure.

Lansing homeowners can find foreclosure assistance through Michigan agencies, nonprofit organizations and the federal government. Available help ranges from online information about the Michigan foreclosure process to legal representation offered by nonprofit legal aid programs.

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How to Get Affordable Pet Insurance on a Budget

April 5th, 2011 by Steven Stewart

According to the American Pet Products Association, cat and dog owners in the U.S. spent nearly $12.8 billion on veterinary care in 2010. Pet insurance can help with these medical costs by offering coverage on routine and emergency visits, as well as treatments.

If you’re a pet owner, consider what coverage options you really need and which you can skip to find affordable insurance for your pet without sacrificing quality care.

Must-have pet insurance coverages At some time in its life, your pet may need additional care, like surgery or hospitalization. I

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