NFIP extended through Dec. 16; insurers call for long-term extension

November 23rd, 2011 by Danielle Parker

WASHINGTON—Congress has approved another short-term extension of the National Flood Insurance Program, which was slated to lapse Friday.

The extension was part of a spending bill that was approved Thursday to fund federal government, including the NFIP, through Dec. 1 Read more…

Why is commuting excluded from my car insurance?

November 16th, 2011 by Danielle Parker

When renewing my car insurance with Aviva, I noticed that using the car for commuting was excluded from “social, domestic and pleasure”. I questioned this, and Aviva charged me just £1 a year more to include commuting. PH, Norwich

It used to be included automatically with social, domestic and pleasure cover but Aviva has rated it differently for at least 15 years. Be aware that even driving to the station counts as commuting. Non-commuters now pay less because they make fewer claims as, generally, they avoid the rush hour. While you paid only £1 extra, Aviva says other drivers might pay more.

You can email Margaret Dibben at your.problems@observer.co.uk or write to Margaret Dibben, Your Problems, The Observer, Kings Place, 90 York Way, London N1 9GU. Include a phone number.

Best Auto Insurance Shopping Tips

November 15th, 2011 by admin

Finding the best auto insurance at the right price is no longer a difficult task to complete. There are a number of online tools that you can use to help you find top insurance deals. You can also reduce the insurance premium further by completing several easy steps to claim the extra discounts. To help you get started with your own search, we are going to discuss the best auto insurance shopping tips in this article.

Instead of searching for insurance deals through agents or brokers, start your search by going online and finding a reliable online auto insurance search tool to use. Read more…

Advantages of Texas Medicare supplement insurance

November 15th, 2011 by admin

Insurance plans are meant for securing your life when you grow older. At times we may become financially helpless and unable to pay huge hospital bills. That’s when you need to know the importance of medical health insurance. Selecting an insurance plan can be a difficult task.Texas supplemental insurance for health provides you one of the best insurance plans.

To make use of the benefits of a plan you have to take the right policy that fits your health needs. Once if you selected on a plan, the next step is to go through the application processes and you then will know the advantages of it. T Read more…

Protect Your Motorcycle for the Winter

November 11th, 2011 by Richard Adams

Make sure your ride is ready when you park it for the season.

“Four wheels move the body,” the saying goes. “Two wheels move the soul.” Those who own motorcycles know that feeling well. Which is why it’s so difficult to park that beloved ride until spring.

To ensure you get off to a smooth start when the weather allows, take these winterization and maintenance steps now, says Mike Arman, a mechanical expert who has written several books about motorcycles, including Custom Chopper Cookbook for All Big Twins:

  • Drain the fuel. That means all of it. You should even empty the carburetor and fuel filter to keep them dry for storage. “Modern g

Read more…

N.Y. orders 11 health insurers exceeding MLRs to refund $144.5 million

November 10th, 2011 by Danielle Parker

Eleven health insurers were ordered by New York regulators to refund $114.5 million to policyholders because they ran afoul of the medical loss ratio requirements in the state.

The refunds, announced by Gov. Andrew M. Cuomo, will go to 573,748 people for premium overcharges they paid in 2010.

This should serve as a message to companies that we are watching, and we will not tolerate any action that wrongly hurts the finances of the people of New York, Cuomo said in a statement.

Under New York State law, insurers are required to spend 82 cents of every dollar collected in premiums on providing medical care.

Read more…