5 Free Phone Apps for Holiday Savings (Deal of the Day)

December 3rd, 2009 by admin

To get the best deals this holiday season, you’ll need to outfit your phone first.

Apps, or downloadable applications for mobile devices, expand your phone’s capabilities to handle the coupon hunting and price comparing you’d typically tackle on a home PC. (They’re also helpful for daily money management on the go.) Consumers are taking advantage of the growing technology to grab better deals — iPhone app usage rose 59% during Black Friday, according to mobile ad exchange network Mobclix, which tracks app performance.

Availability varies by phone, but generally you’ll need an iPhone, BlackBerry or other smartphone with a wireless data plan to take advantage. “

Read more…

Southern Bank

December 3rd, 2009 by admin

Southern Bank has more than 50 bank branch offices throughout eastern North Carolina.  Southern Bank is headquartered in Mount Olive, North Carolina.  Southern Bank offers banking and financial services that include free checking accounts, savings accounts, money market accounts, bank CDs, competitive CD rates, home mortgage loans, auto loans and more.

Southern Bank branch locations listed in North Carolina.  Bank directory lists Southern Bank offices in North Carolina alphabetically by city.  Find bank branches for all Southern Bank locations with the complete bank address and phone number. 

Southern Bank
506 East Main Street
Ahoskie, NC  27910
252.332.5149

Southern Bank
104 W. Askew

Read more…

Simple Steps To Bulk REO Investing Success

December 3rd, 2009 by admin

There are more foreclosures in the United States right now than we have ever experienced before. Yet as always, this challenge has given rise to a huge new opportunity for alert real estate investors.

The new opportunity is known as ‘Bulk REO Investing’ or ‘REO Package Investing’ and it’s a huge opportunity.

Let’s take a moment to analyze the basics of this incredibly lucrative business.

You can’t understand Bulk REO Investments without understanding the process of foreclosure.

As a borrower becomes increasingly behind in his mortgage, the lender regularly calls and writes the borrower with default warnings and threats. The official

Read more…

Saving for the Holidays – How Not to go Broke this Year

December 2nd, 2009 by admin

The holiday season is here and Christmas is rapidly approaching. For many people, the holidays mean a great deal of gift buying and giving, travel to and from family, and social occasions with co-workers and friends. All of those activities cost money and many people find themselves in serious debt every January. How can you avoid the debt-laden aftershock of the holidays? There are several ways to plan and prepare or adjust how you go about holiday spending.

You can change your savings habits so that you have the money this time – ahead of time.

If you’ve been hanging onto all the receipts and credit card bills from last year, you have the perfect opportunity to see exactly how much you spent last year.  Pull out all the records you have from that time last year and add up the costs in columns: gifts, travel, social obligations, and any others. Now,

Read more…

4 Steps to Speed up the Loan Modification Process?

December 2nd, 2009 by admin

Foreclosure is forever a race against the clock. Although a home equity loan adjustment can slow the procedure, you have fewer options the longer you wait. Not all loaners have the staff or experience to handle real estate loan adjustments. Even with an equal to attorney, the procedures can Drano for months.

But you don’t accept to sit and wait. There are some matters you are able to do to quicken the process. Once your home loan adjustment is afoot, these steps can help you get more favorable results.

1. Put everything in writing. It’s not rare for loaners, particularly smaller ones, to lose cart track of your practical application. To

Read more…

Ilyce Glink on the Clark Howard Show – November 25, 2009

December 2nd, 2009 by admin

Summary: Today Ilyce Glink filled in on the Clark Howard Show on WSB Radio. She discussed the latest economic news, including consumer spending numbers for October, the latest jobless claims, new home sales on the rise, and mortgage rates matched a 50-year low this week. Ilyce also talked about how to find the best Black Friday deals, and took questions from callers like Tim who wanted to know about the home buyer tax credit and Mary whose brother-in-law died and his house is about to be foreclosed on. She needs to get an extension so that she stops the foreclosure. For more questions and answers to real estate, personal finance and consumer questions, listen to the podcast here or download from iTunes.

Read more…