Property Insurance

While recent trends in the world of home insurance appear to be increasing costs for homeowners, new technology in the world of life insurance could lower costs. Also, the Insurance Information Institute is warning drivers about the dangers of low-speed vehicles on the road.

Trends in Home Insurance Are Affecting Costs

New issues in the world of home insurance, including living in coastal areas, lower home prices and credit scores, have an effect on prices in the industry. According to Consumer Reports, even Chinese drywall issues are having an effect as homeowners find themselves displaced and having to pay for repairs associated with this problem.

Some think these new trends may be a new part of the home insurance fabric.

Read more…

Dogs are playful, affectionate, loyal, protective – and sometimes a major problem for home insurance providers. While home insurance generally covers dog-related incidents, such as bites and attacks, insurers have gotten savvy about various “problem” breeds and have responded by either restricting home insurance coverage or denying it altogether. Policies vary from company to company and state to state, making for a complicated situation that demands the attention of every dog-loving homeowner.

The Problem with Dogs

According to the American Humane Society, approximately 39% of American households have one or more dogs. While most are friendly to strangers, unpredictable stimulus can agitate them and cause them to bite.

Read more…

We have recently partnered up with agents who specialize in mobile home insurance in California, Florida and the rest of the United States.  Why do you benefit from this?  You will receive cheap and competitive free home insurance quotes for your mobile home located in the US either the same day or next business day.  Not only will you save money by filling out our quick one minute mobile home insurance quote form, but you will also save time.  Most quotes you fill out get submitted to one company which will not get you the best price.  With our system there is no favoritism.  The brokers and agents we work with know there is a high possibility they are not the only ones trying to earn your business.  This is the best way to receive a mobile home insurance quote if you are located in, but not limited to Arizona, California, Colorada, Texas and Florida.  Protect your asset today and fill out this

Fill Out a 1 Minute Quote Form

Finding the right mobile home for sale can be difficult.  There are several great resources on the internet, but how do you know which one is best for you.  If you are shopping for mobile homes for sale in California a great Manufactured Home Dealership is Located in Yorba Linda, California.  The name of this company is Home Quest. 

Home Quest specializes in the sales of new and used mobile homes/manufactured homes in the state of California with over 35 sales associates to help you.  They are highly consentrated in Orange County, San Diego, Riverside, San Bernardino and Los Angeles.  Call them for their special financing options on park owned new and used manufactured homes at (714)357-6300.  On approved credit they are financing homes with 0% interest for the first year.

To find mobile homes outside of California visit www.manufacturedhomeworld.com .  This is a 100% free mobile home listings service with a mobile home loan application and mobile home insurance application. 

Home insurance can be confusing. The following are some of the most common misconceptions about home insurance in Canada to help you weed through what’s fact and what’s fiction.

You have to have home insurance

Not necessarily. If you have borrowed money to buy your home, chances are your lender will require that you purchase home insurance coverage and maintain coverage for the length of time you owe them money. However, if you own your home outright, you are not obligated to have coverage. Not having home insurance however, is risky and could be financially catastrophic should something terrible happen like a fire.

All homeowner’s insurance policies are the same

False. Ac Read more…

Much has been written about the fact that the Chinese symbol for crisis is also the symbol for opportunity. If you’re a homeowner who’s recently suffered damage to your home, all the shock and chaos may make you forget that a big check from your home insurance provider is on the way – and you can spend it as you see fit. Whether you get a lump-sum payout, an advance payment, or a partial payment contingent on different conditions, the bottom line is that you’re getting money and a blank slate. When those two things come together it can be a very exciting time indeed.

The Claims Adjuster

The first thing you’re going to do is call your claims adjuster.

Read more…

Your home is probably the most valuable asset you possess and you want to make sure it’s properly protected. How much you pay for home insurance will be influenced by where you live, of course. Factors that are unique to a geographical area will have a big impact on a state’s average home insurance payment. The National Association of Insurance Commissioners gathers and analyzes all of this information and determines the average home insurance payment on a state-by-state basis. The following are the average home insurance payments by state as of 2006, the most recent year for which figures are available:

State Averages for Home Insurance Premiums

1. Texas $1,409
2. Florida $1,386
3. Louisiana $1,257
4. Oklahoma $1,018
5. Dist.

Read more…